Oro raises $3M for natural language AI and autonomous agentic finance

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Oro, a financial AI platform translating complex user intent into multi-step execution, said it raised $3 million in funding.

MH Ventures and MapleBlock Capital led the round, with participation from M2M Capital, Archer Capital, and X21 Digital, alongside follow-on strategic backing from Disrupt.com and ZIG Labs.

This latest injection brings Dubai-based Oro’s cumulative funding to $4 million, providing ample runway to execute its long-term technical and global expansion objectives.

The new capital arrives during a pivotal industry shift from static conversational AI toward user-authorized, intent-based execution.

Rather than manually navigating fragmented decentralized finance (DeFi) interfaces, Oro allows users to state their financial goals in plain text, converting natural-language prompts into multi-step transaction routes. Every execution remains 100% non-custodial and user-signed, bridging the gap between sophisticated financial infrastructure and mass-market accessibility.

Oro plans to deploy the $3 million across four primary operational pillars. A significant portion will advance core AI and agentic research and development, specifically expanding its proprietary Shield Engine and natural language execution stack.

The remaining capital will scale global marketing and user acquisition campaigns, build proactive regulatory and compliance frameworks around policy-guarded autonomous custody, and expand engineering, AI research, and business development teams to accelerate enterprise B2B integrations.

The funding follows traction for the platform, which has already onboarded over 350,000 unique active users across more than 80 supported languages. Oro’s recent educational campaign backed by Amazon Web Services (AWS) saw over 250,000 verified user completions, while a live initiative with Ondo Finance generated over 50,000 verified completions within its first 24 hours.

The platform also boasts live mainnet integrations with leading protocols across the Web3 ecosystem, including Morpho, Kamino, Lido, Aave, Uniswap, and Raydium.

Over the next 6 to 12 months, Oro will leverage this capital to achieve its primary target of reaching 10 million active users. Key milestones toward this goal include rolling out native iOS and Android mobile applications, expanding integration offerings, and establishing Oro as the primary B2B and B2C intent routing layer for third-party protocols. While its core board structure remains stable, the company is also in the process of finalizing appointments for new advisory board members, including prominent AI and DeFi veterans.

“Over the past 18 months, the Web3 landscape went through a market filter where projects without genuine utility quietly disappeared, but Oro thrived by proving that combining financial infrastructure with natural-language AI creates a product that mass-market users actually want,” said Varun Choudhary, cofounder and CEO of Oro, in a statement. “We are witnessing a monumental shift toward intent-based execution. This funding round proves that real, sustainable product-market fit backed by hundreds of thousands of active users will always attract top-tier institutional capital, giving us the exact runway needed to consolidate our first-mover advantage globally.”

“Oro is tackling one of the most persistent bottlenecks in modern finance: complexity,” added Keira Nesdale, portfolio manager at co-lead investor MH Ventures, in a statement. “Their ability to abstract away backend friction while maintaining rigorous, policy-guarded non-custodial security makes them uniquely positioned to lead the agentic finance transition. We are thrilled to co-lead this round and support their vision for mass consumer adoption.”

“The team at Oro has demonstrated exceptional execution and organic user growth through challenging market cycles,” said Vijay Garg, managing partner at co-lead investor MapleBlock Capital, in a statement. “By establishing a seamless bridge between natural-language user intent and protocol execution, Oro is setting the standard for how everyday users and enterprises will interact with digital assets moving forward.”

The company has 11 people, including seven full-time. It was founded in December 2024.

In a message to GamesBeat, Choudhary said Oro was born out of firsthand frustration with DeFi’s extreme fragmentation, safety risks, and complex UX, which prevent mass retail and institutional adoption.

He said the founding team is 100% committed to make Oro the de facto gateway for managing onchain finance.

“Demonstrating this commitment, our team has spent more than 18 months building the core infrastructure from the ground up already processing over $720 million+ in mainnet volume, onboarding 400K+ wallets, and securing Tier-1 partnerships prior to TGE,” he said.