SE.Pay is a new Adyen-powered PayPal competitor for Twitch streamers

If you want to tip a video creator on Twitch or YouTube, chances are your money is going through PayPal. But the livestreaming production-tools platform StreamElements is introducing an alternative. SE.Pay is a new, free tool that enables viewers to send money to broadcasters using a credit card. And it has some features that minimize problems that are common annoyances for livestreamers.

SE.Pay is launching first in the U.S. It has low transaction fees and a suite of fraud-protection features. The idea is to shield Twitch and YouTube Live broadcasters from a complication known as chargebacks. When someone disputes a charge, PayPal often forces vendors to pay that money back. In this case, the vendor is a livestreamer.