Karat makes credit cards for influencers.
Karat makes credit cards for influencers.
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Karat Financial raises $26M for corporate cards for creators

Karat Financial has raised $26 million to create corporate cards that extend credit for the creator economy.

The San Francisco company wants to extend credit and financial services to influencers — the livestreamers, YouTubers, and other creators who have carved out new careers in the gaming industry. Those people are earning huge amounts of money, but often they can’t get loans from banks or credit cards because they have non-traditional jobs.

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Written by

Dean Takahashi

Dean Takahashi is editorial director for GamesBeat. He has been a tech journalist since 1988, and he has covered games as a beat since 1996. He was lead writer for GamesBeat at VentureBeat from 2008 to April 2025. Prior to that, he wrote for the San Jose Mercury News, the Red Herring, the Wall Street Journal, the Los Angeles Times, and the Dallas Times-Herald. He is the author of two books, "Opening the Xbox" and "The Xbox 360 Uncloaked." He organizes the annual GamesBeat Next, GamesBeat Summit and GamesBeat Insider Series: Hollywood and Games conferences and is a frequent speaker at gaming and tech events. He lives in the San Francisco Bay Area.