Karat has teamed with Visa on a credit card for creators.
Karat has teamed with Visa on a credit card for creators.
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Karat Financial raises $70M and teams with Visa on credit cards for creators

  • Posted byby Dean Takahashi
  • Updated
  • 4 min

Karat Financial, a financial services platform for creators, has raised $70 million in a combination of debt and equity financing aimed at building a new kind of personal credit card.

Karat, based in Los Angeles, also announced a partnership with Visa, designed specifically to help content creators establish personal credit history and improve access to capital.

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Written by

Dean Takahashi

Dean Takahashi is editorial director for GamesBeat. He has been a tech journalist since 1988, and he has covered games as a beat since 1996. He was lead writer for GamesBeat at VentureBeat from 2008 to April 2025. Prior to that, he wrote for the San Jose Mercury News, the Red Herring, the Wall Street Journal, the Los Angeles Times, and the Dallas Times-Herald. He is the author of two books, "Opening the Xbox" and "The Xbox 360 Uncloaked." He organizes the annual GamesBeat Next, GamesBeat Summit and GamesBeat Insider Series: Hollywood and Games conferences and is a frequent speaker at gaming and tech events. He lives in the San Francisco Bay Area.